CENTURY 21 Sail/Loft Realty is the Oriental waterfront real estate specialist, including surrounding Pamlico County. With over 30+ years experience in the Oriental real estate markets, our team is ready to help you make your home in one of the most beautiful and relaxing places in Eastern North Carolina.

Choosing the right real estate company to assist you with your move and/or visit to the Oriental area is important. You want to be sure you choose the best; and in Oriental and Pamlico County, that means choosing CENTURY 21 Sail/Loft Realty.

Our Famous Croaker Festival	Waterfront	Tall Ships

Whether you are looking for an Oriental waterfront home, a Pamlico County or Oriental vacation rental, a long-term Oriental rental, or are looking to invest in Oriental waterfront real estate, our experienced brokers and staff are ready to assist you!

CENTURY 21 Sail/Loft Realty has earned a reputation for result-oriented service that no other Pamlico County and Oriental real estate company in this area can begin to match. Don't make a move to Oriental or Pamlico County without us!

Oriental and Pamlico County, North Carolina - "Come for a visit…Stay for a lifetime!"

How A Mortgage Loan Underwriter Evaluates Your Mortgage Application--written by an underwriter
A mortgage underwriter paid to be negative.  He/she would rather turn down a
couple of good loans than approve one solitary loan that could be chronically late or lead to a foreclosure. That seems a rather harsh statement, but the consequences of chronic "lates" or a foreclosure are more costly than you can imagine. Also, if it is found at that, at any time down the road that the loan was done out of fraud, the mortgage lender must buy the loan back. This gets extremely expensive, and has often forced some companies out of business-- quickly. For the rest of this fascinating peek into who gets a home mortgage and who doesn't-- and who has to pay more for a loan-- click here.

Vacation Homes Are Becoming A Reality
Whether it’s a lakefront cottage or a log cabin in the woods, a vacation home often seems to be a dream that only the wealthy can afford.  But these days, you don’t have to be a millionaire to own one. Read more about how to make a vacation home a reality.

Understanding Real Estate Terminology
Purchasing a home can be a complicated and confusing process, especially for first-time buyers.  Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms. There are several key terms associates with purchasing real estate that are helpful to learn. Click here for the whole article.

Fixed Rate Loans vs. ARM Mortgage Loans
Along with other decisions you will find yourself making while shopping for a mortgage, you will be deciding whether to take a fixed-rate mortgage (FRM) or an adjustable rate mortgage (ARM). Which type of home loan is best? Click for the rest of the story...

The Smart Way to Look at Home Improvements
What home improvements really pay off when the time comes to sell your house? That’s an important question for any homeowner contemplating moving or remodeling.  And the only possible answer is a somewhat complicated one. Sell your home for the best price. Click for more info....